A gear lyfe membership allows you to protect your precious gear from:
Burglary • Theft • Fire • Flood • Natural Disasters • Accidental, Catastrophic Breakage
Other causes of loss, unless specifically excluded in Membership Terms & Conditions (see exclusions)
Gear Protection when you’re home or away
Cover just the gear you use/have in the field each outing to stretch benefit coverage and cost
No serial numbers or gear registration required
Simply add more gear anytime. You do not need to provide serial numbers or receipts for coverage.
Affordable Monthly Plans
Coverage for up to two adult members in a household.
(Additional family members can be added for low additional cost)
Zero DOLLAR Deductible
Unlike Personal Property Coverage on a homeowner’s insurance policy, Gear Lyfe plans have Zero deductible and claims don’t affect insurance risk scores.
Coverage that grows with your collection
Outdoor gear collections grow and change through the years, so your coverage can be adjusted at any time to include any additions.
Superior customer service
Our company was started by outdoor enthusiasts, so it’s only natural that we would pay attention to your interests and needs, as our customer service will always be geared to the outdoor enthusiasts’ point of view.
Prompt and personal claim service
Our experienced adjusters understand the importance of your gear—which is why, should you have a claim, we make every effort to make sure it is settled as quickly and completely as possible.
