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Our Plans

Choose the Gear Lyfe Plan That Fits Your Needs

Base Membership

$9.95

per
month

Covers gear up to $1,000 total — zero deductible

24/7/365 coverage of gear
while at home or away

Gear Lyfe pays 100% of loss
up to $1,000 total

Coverage is good on all
applicable gear you own*

Membership covers primary applicant and one additional adult per household

ADD-ON COVERAGE
Include additional household family members

Monthly membership cost above reflects additional members added

$2.00/month per additional member Max of 5 additional members.

Please contact customer service if additional members needed

Plus Membership

$19.90

per
month

Covers gear up to $2,000 total — zero deductible

24/7/365 coverage of gear
while at home or away

Gear Lyfe pays 100% of loss
up to $2,000 total

Coverage is good on all
applicable gear you own*

Membership covers primary applicant and one additional adult per household

ADD-ON COVERAGE
Include additional household family members

Monthly membership cost above reflects additional members added

$2.00/month per additional member Max of 5 additional members.

Please contact customer service if additional members needed

Enthusiast Membership

$29.85

per
month

Covers gear up to $3,000 total — zero deductible

24/7/365 coverage of gear
while at home or away

Gear Lyfe pays 100% of loss
up to $3,000 total

Coverage is good on all
applicable gear you own*

Membership covers primary applicant and one additional adult per household

ADD-ON COVERAGE
Include additional household family members

Monthly membership cost above reflects additional members added

$2.00/month per additional member Max of 5 additional members.

Please contact customer service if additional members needed

Custom Membership

$0.00

per
month

Covers gear up to $6,000 total — zero deductible

24/7/365 coverage of gear
while at home or away

Gear Lyfe pays 100% of loss
up to $3,000 total

Coverage is good on all
applicable gear you own*

Membership covers primary applicant and one additional adult per household

ADD-ON COVERAGE
Include additional household family members

Monthly membership cost above reflects additional members added

$2.00/month per additional member Max of 5 additional members.

Please contact customer service if additional members needed

*View Gear Lyfe equipment coverage list